united states – Carrier Law https://davidcarrierlaw.itulwebdev.com Michigan Estate Planning & Elder Law Attorneys Wed, 07 Jul 2021 03:46:47 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.1 https://davidcarrierlaw.itulwebdev.com/wp-content/uploads/2018/08/cropped-carrier-site-icon-082018-32x32.png united states – Carrier Law https://davidcarrierlaw.itulwebdev.com 32 32 The Secret of Making Your Grandchildren Honor Your Memory https://davidcarrierlaw.itulwebdev.com/the-secret-of-making-your-grandchildren-honor-your-memory/ https://davidcarrierlaw.itulwebdev.com/the-secret-of-making-your-grandchildren-honor-your-memory/#respond Mon, 05 Jul 2021 03:36:09 +0000 https://davidcarrierlaw.itulwebdev.com/?p=109457 You know, as I do, that respect and security, the blessings of liberty, do not come cheap.

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INDEPENDENCE DAY 2021

“I Have Not Yet Begun to Fight!”
 
—John Paul Jones

Who Else Wants Respect & Security?

“Those who would give up Essential Liberty to purchase a little Temporary Safety, deserve neither Liberty nor Safety and will Lose Both.”
 
—Benjamin Franklin

Two hundred and forty-five years ago, July 4. John Hancock put his improbable, swooping signature on a single sheet of paper. Over the next few days, 55 more guys signed off. Aged 27 to 70 years old. From all walks of life. That sheet of paper was a death warrant for each man who put his name to it. Fifty-six men, with full awareness, voluntarily agreeing to be pursued by the mightiest military on Earth. And killed if the British could catch them. That single sheet of paper was the Declaration of Independence. Treason against King George. Punishment: hanging by the neck until dead. Serious business.

As each man signed, he was offering up all he had. The Founders pledged “to each other our Lives, our Fortunes and our sacred Honor.” If captured, they could join Nathan Hale in pro- claiming, “I only regret that I have but one life to lose for my country.” Why did these men take the risk?

We do not have to guess. The whole point of the Declaration was to set forth their reasons. The Founders explained how “[t]he history of the present King of Great Britain is a history of repeated injuries and usurpations, all having in direct object the establishment of an absolute Tyranny over these States.” No room for doubt. About the stakes. Or the remedy. Quite clear.

When John Hancock signed the Declaration, the America Revolution was already more than a year old. For six more years, Americans would fight to secure for themselves and for us, “certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.” Like the troops who stormed Normandy on D-Day, they knew what they were getting into. And went anyway.

You know, as I do, that respect and security, the blessings of liberty, do not come cheap. We do not suffer from the blindness and arrogance of great or inherited wealth. We have only the work of our hands. Our time. Our effort. Striving to create a world for ourselves, our families, our fellow Americans. We may not always succeed in our “pursuit of Happiness.” Still, as you know, it is not the destination that matters, but the journey. Effort and hard work come first, Respect and Security follow. You know that. So do I. It is not easy… who said it would be?

Many Americans (too many?) view Memorial Day as a long weekend, start of summer. An opportunity for cookouts, hotdogs, and s’mores. Unfortunately, Independence Day, to many people, is just Memorial Day plus fireworks. Why not make it different this year? The past year has been a truly bizarre, strange, and unsettling time. Perhaps, in 2021, 245 years after the first Independence Day, we can make it a little more…

Little Mistakes That Cost Middle Class America Trillions

Brief review. Three consequences of COVID. Using Harvard-approved information. Funded by Bill and Melinda Gates.1 Could the “smart people” have wrecked things worse if they were trying? What would Washington have done if King George had pulled this on the colonists… Three (3) Main Points: Jobs, Small Business, Education.

#1 – Jobs: Rich – Great, Middle Class – Hurt, Poor – Hammered

#2 Small Business: More Government Control, The Worse It Gets

#3 – Education: Rich – Great, Middle Class – Hurt, Poor – Hammered

Americans: Willing to Cross a Frozen River. At Night. To Kill You.

In Your Sleep. On Christmas. We’ve Done It.

THESE are the times that try men’s souls. The summer soldier and the sunshine patriot will, in this crisis, shrink from the service of their country; but he that stands by it now, deserves the love and thanks of man and woman.
 
—Thomas Paine

How much more can middle-class Americans take? Are you fed up with smiling faces telling you all is well yet? Lying to your face. Riots that are not riots? Sick and tired of murder rates jumping by huge percentages in city after city? Have you had enough of the “smart people” solemnly assuring you your desire for safe neighborhoods and secure borders means you are a bad person? Not to mention record-set- ting inflation, gas prices, housing costs. Now is not the time for wishing things were better. It is time to get to work.

Nothing about this will be easy. Not 245 years ago, not today. Back then the enemy was a tyrannical King. Today it is not so obvious.

But you can do it. You, the American middle-class, saved the world before, you can do it again. From Kaiser Bill to Hitler, Tojo, and Mussolini. You did it. Time to do it again. Not with B-17 Flying Fortresses, M4 Sherman tanks, or M-1 rifles. By reinforcing good, old-fashioned American values. Trustworthy. Loyal. Helpful. Friendly. Courteous. Kind. Cheerful. Thrifty. Brave. Clean. Reverent. The work starts at home, with each of us. Time to get to it!

The Only Answer: Middle Class Values
Life-Plan™ Salvation for the Middle-Class

Tyranny, like hell, is not easily conquered; yet we have this consolation with us, that the harder the conflict, the more glorious the triumph. What we obtain too cheap, we esteem too lightly: it is dearness only that gives every thing its value. Heaven knows how to put a proper price upon its goods; and it would be strange indeed if so celestial an article as FREEDOM should not be highly rated.
 
—Thomas Paine

The rich do not need me. The poor I cannot directly help. That leave the middle-class. It is the middle-class savers, workers, builders that I can help. You get that bill: your guts turn to water, you are about to puke and you are desperately searching for a place to sit down. Relax! Your LifePlan™ will take care of it. You saw the signs: 70% need long-term care services. One in Five need long-term care services for more than five years. You rejected nursing home poverty. You choose the path of reasonable optimism, while guarding against the potential downsides. Hope for the Best, Plan for the Worst.

The LifePlan™ approach is the least expensive, most effective solution to the harsh reality of long-term care. You opened your eyes when faced with long-term care costs. Accepted reality. Refused to allow your lifesavings evaporate like a snowflake on a hot griddle. Recognized the reality of the caregiver spouse dying first, almost half the time and fixed it. Rejected nursing home poverty.

Never Too Late

Sitting there with the nursing home bill in your hand, you say, “Coulda, shoulda, woulda… And now it is too late! Maybe that LifePlan™ Workshop or Webinar would have been a good idea.”

It is never too late. There is nothing inevitable about losing your home, cottage, business, lifesavings, independence. Planning is the best route, but not the only one. Even if the dementia diagnosis was your wake-up call. Even if your attention was finally focused by the slip and fall broken hip. Do not give up the ship! It is never too late for you to be the hero… to fight and win!

Not Chance, Your Choice
Uncover The Elephant!

There is nothing inevitable about nursing home poverty. Peace of mind and security are waiting for you. Right now. It is a choice. Despite what “everybody else” says. Despite their attempts to disguise the elephants in the room. For over thirty years, people have told me, “I’ve never heard of this before!” “If this is real, why doesn’t everyone do it?” “My lawyer/financial advisor/brother-in-law/accountant/tax person/banker/best friend/fill-in-the-blank never said anything like this…”

Well, here you are. Now you know. No excuses. Get the information, insight, inspiration. It is your turn. Ignore the message? Invite poverty? Or get the freely offered information. To make wise decisions. For you. For your loved ones.

No Poverty. No Charity. No Waste.
It is not chance. It is choice. Your choice.

Get Information Now. (800) 317-2812

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Supreme Court Justice Nomination https://davidcarrierlaw.itulwebdev.com/supreme-court-justice-nomination/ https://davidcarrierlaw.itulwebdev.com/supreme-court-justice-nomination/#respond Fri, 16 Oct 2020 14:52:06 +0000 https://davidcarrierlaw.itulwebdev.com/?p=108577 Who cares? The Constitution and the Supreme Court don’t affect your daily life. Right? Well. You may want to rethink that one.

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Who cares? The Constitution and the Supreme Court don’t affect your daily life. Right? All that political food fight going on in Washington, D.C. has little to do with me and you. Pretty irrelevant, eh?

Well. You may want to rethink that one. In many ways, large and small, Supreme Court rulings govern our daily life. What we can say. How we can say it. What we can sell. What we can buy. For whom we can vote. How we can vote. It’s kind of a big deal.

Why Do We Have a Constitution?

Over 40 years ago, as a commissioned officer in the U.S. Army, I took an oath to “support and defend the Constitution of the United States against all enemies, foreign and domestic; that I will bear true faith and allegiance to the same….” What does that mean? How do you “support and defend” a document? What is the job of the Supreme Court? Why do we have a Constitution?

There are Constitutional Law scholars who spend their lives puzzling over these issues. Writing, Theorizing. Advocating. I am not that smart. And there have been other things to do. Over several decades as an interested observer, I have developed some opinions. This is how it seems to me.

The United States Constitution

Folks view the Constitution and Supreme Court in one of two ways (of course there are gaps and overlaps, but…). The Constitution is either a fundamental Rule Book that applies to everyone or a mysterious relic of ever-increasing, unpredictable power. Justices are honest umpires, here for the length of the game, or avenging angels in black robes whose wishes must be honored beyond the grave.

Is the Constitution a sturdy shield against tyranny? Protecting ordinary folks going about their daily lives; planning for the future. Well-understood, fair, predictable. “Equal Justice Under Law.”

Or is the Constitution a flaming sword of righteousness? Fearsome weapon against bad thoughts, bad acts and bad people. Ever evolving to battle new grievances. Discovering and pursuing hidden evils. Vengeance against historic wrongs. Therapy for all distress.

Supreme Court Justices Apply the Rules

Is the Supreme Court a committee of honest umpires? Given the Rule Book, their job is to apply the Rules. The Supremes do not make the Rules. We the People, Congress and the President do that. And the Supremes shield us from the Congress and President’s urge to trample our inalienable rights.

In 1776 and beyond, the Founders of the United States were surrounded by murderous, tyrannical governments. Kings, queens, pashas, sultans, emirs, Kaisers, czars, emperors and Pharaohs, despotic overlords of every description. The Founders experienced unrestricted governmental power. They knew the evil that lurks in the hearts of men (and women) to control and dominate. And they didn’t like it. Not a bit.

Our Constitution provides a basic, reliable structure. Balancing co-equal branches of government. Restraint on Power, not the People. Individuals and families living together with maximum liberty and freedom, minimal interference and control. A mighty defense against tyranny. Everyone can thrive when left to their own initiative and effort, in a framework of ordered liberty. Governs best, governs least.

Avenging Angels

Is the Supreme Court a squad of avenging angels? Life is nothing but a tawdry power struggle. Oppression, exploitation, bias, unfair advantage, -isms of all sorts. The Constitution is a mighty flaming sword of righteousness. Smite the evil doers!

Of course, new evil doers unceasingly arise, so the Constitution must evolve. Who cares what those dead guys wrote over 200 years ago? The words do not really matter. We have the power; now let us enjoy it. Liberty, tolerance, virtue: meaningless propaganda. Supreme Court Justices embody wisdom and concentrated virtue. The People are an undisciplined mob. Ungrateful wretches! If they will not learn, they will be compelled. You will be made to care.

Who Should Be A Supreme Court Justice?

How to explain the wailing and gnashing of teeth by politicians, commentators, and others on the recent death of a Supreme Court Justice? Gushing floods of despair, anxiety, and fear… from whence do they arise? Parents brag on social media of their minor kids’ emotional devastation. Another videoed herself in the shrieking throes of a nervous breakdown. While driving.

Was that your reaction? Or did you maintain a calm confidence that soon another umpire would be found. Not from a mystic mountain but nominated by an elected official. That individual’s fidelity to the rules as written, amended, interpreted would be tested. By other elected officials. And life, under the light yoke of the Rule Book will go on.

Why is it not enough that a Supreme Court Justice be skilled, intelligent, hard-working? Faithful to The Rule Book that has worked for almost 250 years of self-government.

What Does All This Legal Philosophy Have To Do With LifePlanning™?

Quite a bit. LifePlanning™ is how regular middle-class families avoid nursing home poverty. You do not have to sacrifice your life savings, your security, your loved ones’ well-being. LifePlanning™ is based on strict compliance with the rules and regulations provided for long-term care. What if we could not depend on the rules and regulations? What if your future or that of your loved ones depended on a caseworker’s feelings? Or who you voted for? Or who likes or does not like you?

What if some groups got extra benefits, based on their political orientation? What if other groups got extra restrictions, based on their beliefs? Aren’t we living through that experiment, right now? How does it feel? Whatever happened to do unto others as you would have them do unto you?

Middle-class Americans are not looking for special treatment. No extra privileges. No special deals. Fairness is all we ask. And that means everyone plays by the same set of rules. And the rules apply evenly to everyone.

Basic Fairness. We’ve been helping Middle-class Michigan get their earned benefits for 30 years. We make the rules work for the folks who play by the rules.

By David L. Carrier

Find Out How to Avoid Nursing Home Poverty

Call The LifePlan™ Hotline Today! 800-317-2812

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