student loan forgiveness – Carrier Law https://davidcarrierlaw.itulwebdev.com Michigan Estate Planning & Elder Law Attorneys Mon, 03 Oct 2022 18:10:55 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.1 https://davidcarrierlaw.itulwebdev.com/wp-content/uploads/2018/08/cropped-carrier-site-icon-082018-32x32.png student loan forgiveness – Carrier Law https://davidcarrierlaw.itulwebdev.com 32 32 U.S. Suffering An Economic Recession https://davidcarrierlaw.itulwebdev.com/u-s-suffering-an-economic-recession/ https://davidcarrierlaw.itulwebdev.com/u-s-suffering-an-economic-recession/#respond Mon, 03 Oct 2022 17:57:16 +0000 https://davidcarrierlaw.itulwebdev.com/?p=112123 Latest Federal Government Numbers Confirm. Let’s Stop Arguing, It’s Obvious

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Latest Federal Government Numbers Confirm. Let’s Stop Arguing, It’s Obvious

Bureau Of Economic Analysis Department Of Commerce

bureau of economic analysis recession chart

A picture is worth a thousand words. Recession is when your neighbor loses his job. Depression is when you lose yours. Recovery is when grifting politicians lose theirs. This is the most predictable recession in history. Everybody knows that when America displays weakness, things get out of hand. In Europe. In the Middle East. No surprise. Everybody knows that when you print trillions of dollars, you get inflation. When you promise to wave a magic wand and make hundreds of billions of dollars in loans just… disappear, you demoralize everyone who played by the rules. And cause more inflation. We can all see that when prominent politicians try to criminalize other Americans, based on their political views, you get strife. And we all know that if there is no consequence to crime, we will all get a lot more crime.

Is it ridiculous to protect yourself and your family first? How can the government command respect when it fails in its most basic obligations: security, peace, safety? Is this a bad time to stop kidding ourselves? Is now too soon to restore some sanity? If not now, when? If not you, who?

Government Newspaper, Washington Post, Supports Government
Don’t Worry — Recession Is Good! — Be Happy
In Other News: Dog Bites Man

Once upon a time, newspapers and the government had a healthy rivalry.

Civil War General William Tecumseh Sherman was clear. ““I hate newspapermen. They come into camp and pick up their camp rumors and print them as facts. I regard them as spies, which, in truth, they are. If I killed them all there would be news from Hell before breakfast.”

First Amendment Founding Father Thomas Jefferson was equally blunt. “Nothing can now be believed which is seen in a newspaper. Truth itself becomes suspicious by being put into that polluted vehicle.”

Today of course, great, metropolitan newspapers, like the Washington Post, bravely toe the party line. Providing cover for clownish political poltroons who cannot remember what they are doing in the room or how to get off the stage…

Would it make you happy to know that devastating recessions have seven (7) silver linings? Your retirement has been gutted. Your shopping cart is empty. Your grandkids would not know what to do with a job if it bit them on the behind. Inflation is up. Gross Domestic

Product shrinks. Then, just as you were feeling a little stressed, the Washington Post pops up with a timely tale worthy of Shakespeare!

Forget about 7 Deadly Sins, 7 Brides for 7 Brothers, or the Magnificent Seven… Here are:

7 Silver Linings To The Recession

1. Housing prices may finally come down to reasonable levels. Interest rates have skyrocketed for six straight weeks so you won’t be able to afford the monthly payment. And there’s No Money Left Behind after you pay for groceries, but lookit that low low price!

mortgage rates september 2022

2. Savings rates are up. Your inflated, wall- paper dollars don’t buy anything anymore. So, you may as well save ‘em!

3. I bonds interest rate might go even higher. I Series Savings Bonds adjust the interest rate for inflation. There’s been so much inflation, the interest rate is high as an elephant’s eye. Almost as high as inflation. Ha ha, you still lose.

I bond interest rates

4. The dollar is king. Inflation is high. Interest rates are high. The U.S. Dollar exchange rate is high. Now you can go visit the King. In England. So cheap! And you have plenty of time to go. Dollars are so expensive, no one can afford “Made In America” stuff. So you are out of a job. Cheerio!

english pound versus dollar chart

5. Unemployment is still relatively low. More kids living at home with Mom and Dad. And enjoying it. Fewer workers. Same jobs. Lower unemployment.

6. Your used car is worth more. Hope you like your old clunker! The average cost of a new car is $48,043. So you ain’t getting’ one! Thank you, Kelly Blue Book.

new vehicle prices chart

7. Student loan forgiveness is coming. Another Trillion Dollar giveaway from the working people of America to the pot-smoking, latte-sipping, firebomb-throwing misfits who turned college into an 8-year vacation. Why shouldn’t it be free?

Why Don’t You Deserve A Little Payback For All The Taxes You Paid In?
Why Do You Want To Spend Your Last Nickel On Long-Term Care?
Why Shouldn’t The Government Spend Your Money For You?

Traditional estate planning is concerned with avoiding probate, saving taxes, and dumping your leftover stuff on your beneficiaries. After you die. Nobody cares what happens to you while you are alive. How does that help anyone? Stupid.

Traditional estate planning fails because the overwhelming majority of us will need long-term skilled care. 70% of us. For an average of 3 years. And we will go broke paying for it.

Is it surprising that thousands of recreation properties: cottages, cabins, hunting land, are lost to pay for long-term care? Why is your estate planner hurting you and your family? It is evil intent? Or stupidity?

LifePlanning™ defeats Nursing Home Poverty. Keep your stuff. Get the care you have already paid for. Good for you. Good for your family. Good example for society,

When my mother suffered from the dementia which led to her death, over 10 years ago, their estate plan preserved their lifesavings. Mom’s months in the nursing home did not mean Dad’s impoverishment. Dad spent the last years with security and peace of mind.

Is Now A Bad Time For A Real Solution?

Perhaps you think you already have an answer to this problem. Maybe you do not see this as a problem at all. It is possible that you do not believe in the passage of time or its effects on you.

Peace of mind and financial security are waiting for everyone who practices LifePlanning™. You know that peace only begins with financial security. Are legal documents the most important? Is avoiding probate the best you can do for yourself or your loved ones? Is family about inheritance? Or are these things only significant to support the foundation of your family?

Do you think finding the best care is easy? Do you want to get lost in the overwhelming flood of claims and promises? Or would you like straight answers?

Well, here you are. Now you know. No excuses. Get the information, insight, inspiration. It is your turn. Ignore the message? Invite poverty? Or get the freely offered information. To make wise decisions. For you. For your loved ones.

The LifePlan™ Workshop has been the first step on the path to security and peace for thousands of families. Why not your family?

NO POVERTY. NO CHARITY. NO WASTE.
It is not chance. It is choice. Your choice.

Get Information Now. (800) 317-2812

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22 Months Of “Bad Luck” Explained https://davidcarrierlaw.itulwebdev.com/22-months-of-bad-luck-explained/ https://davidcarrierlaw.itulwebdev.com/22-months-of-bad-luck-explained/#respond Mon, 19 Sep 2022 16:04:08 +0000 https://davidcarrierlaw.itulwebdev.com/?p=112068 Baffled, Bemused, Bebothered, Bewildered? New Space Telescope Reveals Root Cause.

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Baffled, Bemused, Bebothered, Bewildered? Photographic Proof From Library Of Congress

Disastrous Afghanistan Skedaddle
afghanistan withdrawal train wreck

Historic Inflation, Consumer And Wholesale
inflation and economy train wreck

Recession
recession and economy train wreck

Russia Ukraine Diplomacy
russia ukraine diplomacy train wreck

China Taiwan Diplomacy
china taiwan diplomacy train wreck

Infant Formula Fiasco
baby formula fiasco train wreck

Iran Nuclear Surrender
iran nuclear surrender train wreck

Trillion Dollar Rich-Kid Student Loan Giveaway
student loan forgiveness train wreck

Falling Off Stationary Bicycle
biden bike fall train wreck

2 Trillion Dollar Spending Spree
“American Rescue Plan” “Inflation Reduction Act”

inflation reduction act train wreck

And All The Rest… Add Your Favorite Here
government train wrecks

Except As Noted, All Images Credit To Library Of Congress

 


 

Government Empties Strategic Petroleum Reserve, Shuts Down U.S. Oil And Gas Production

Funnels Hundreds Of Billions To Corrupt Climate Cronies

How Did Americans Travel Before They Had Horses?
early american travel horse and wagons

They Had Trucks
american travel pickup trucks

How Did Americans Read Before They Had Candles?
early american light by candles

They Had Electric Lights
early american electric light lamp

Credit: Wikimedia
Images Credit To Library Of Congress

 


 

New Numbers: Inflation Train Wreck Continues

(Still Not Making This Stuff Up)

producer price index ppi august 2022

Want to know how bad it is? Ask the Bureau of Labor Statistics. Forget the hype, the spin, the Washington fandango. Here’s what they admit!

Good News! Social Security payments increasing!

Not nearly so much as your Medicare premiums and the cost of everything else. So you will fall farther behind. But hey! Social Security payments are up. Hurrah.

consumer price index cpi august 2022

 


 

Is It A Bad Idea To Get Some Payback On Your Taxes?

Vaporized Like A Snowflake On A Hot Griddle

Is It Fun To See Your Lifesavings Imploding At $12,000 Per Month?

America is getting older. So are you.

There are fewer young people. More older people.

Older people need care. Older people need younger people to provide that care. But there are fewer younger people.

Demand for care is up. Supply of caregivers is down. Prices for care are skyrocketing.

Everyone knows someone who has gone broke. Not from the casino. Not from credit card debt. Not from too many toys. Someone who has gone broke from long-term care.

Basic at home care: $30+/hour. Nursing care at home: $60+hour.
Basic Assisted Living: $6000/month
Basic Nursing Home: $10,000-12,000-15,000+/ month

Everyone knows that care is expensive and getting worse.

Simple steps taken now will preserve your lifesavings, home, dignity and provide well for your surviving spouse.

But some foolish folks ignore their own lives. Whistling past the graveyard. Focus on death… who gets my stuff? No care for their surviving spouse.

Is it wrong to get some payback for the tax dollars that you have paid in?

Are you opposed to making the rest of your life the best it can be?

Is it fair to burden your spouse, family, or friends when help is right there for the asking?

Has your success in life come from burying your head in the sand?

Why hasn’t your estate planner, lawyer, financial advisor informed you? Why have you been misinformed?

Is Now A Bad Time To Explore Lifeplanning™?

Thousands and thousands of local families have already experienced the benefits. Do you deserve nursing home poverty? Do you wish to leave nothing for your family? Is it a ridiculous idea that you should get the care you have already paid for?

IS NOW A BAD TIME FOR A REAL SOLUTION?

No one has all the answers but is this the wrong time to start asking questions?

Is finding the best care easy? Is getting lost in the overwhelming flood of claims and promises a good idea? Are you opposed to straight answers?

Ignore the message? Invite poverty? Or get the freely offered information. To make wise decisions. For you. For your loved ones.

The LifePlan™ Workshop has been the first step on the path to security and peace for thousands of others. Why not you?

NO POVERTY. NO CHARITY. NO WASTE.
It is not chance. It is choice. Your choice.

Get Information Now. (800) 317-2812

The post 22 Months Of “Bad Luck” Explained appeared first on Carrier Law.

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$300 Billion (Really A Trillion) Cottage Loan Forgiveness https://davidcarrierlaw.itulwebdev.com/300-billion-really-a-trillion-cottage-loan-forgiveness/ https://davidcarrierlaw.itulwebdev.com/300-billion-really-a-trillion-cottage-loan-forgiveness/#respond Fri, 02 Sep 2022 14:58:51 +0000 https://davidcarrierlaw.itulwebdev.com/?p=111979 Doctors Delighted Ditching Cottage Debt

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Butcher, Baker, Candlestick Maker Privileged To Pay

Fit-As-A-Fiddle First Financier Fabricates Forgiveness

Education is Essential to a strong society. Learning is Earning. Knowledge is Good. And what better way to acquire Learning and Knowledge than a Cottage Education? Swimming, boating, Jet-skiing. Everyone agrees that a Cottage Education guarantees lifetime success and happiness. All Americans deserve a Cottage Education if they are willing to go and put in the time. At the pool. Or massage therapy center.

But can All Americans afford a Cottage Education? Sadly, no. That is why there are federal-guaranteed Cottage Loans… to support young (and not so young) Americans in their Cottage dreams.

Over the years, to satisfy eager Cottage students, the federal government has raised Cottage Loan limits again and again. And whenever those loan limits go up, guess what! Crafty Cottage Presidents raise Cottage tuition and fees. Over and over. To keep up, Cottage students borrow and borrow and borrow some more. Like a hamster wheel. America’s Cottage Students now owe $1.6 Trillion in Cottage student debt. Talk about world-class!

Unfortunately, paying for all that Cottage Debt has become a real problem. Turns out America does not need so many engineers, scientists, industrialists, craftsmen, tool and die makers, machinists, plumbers, carpenters, skilled tradesmen, farmers, nurses, doctors, biologists and so on… All those Cottage degrees turned out to be worthless. What America really needs are a few good baristas, like at the coffee shop! Folks who can make swirly designs in coffee foam. Some sandwich artists would come in handy, too. Yet nary a one can be found…

Ask an electrical engineer for a latte? Forget it! Isn’t it clear? Cottage Student Loan relief is a national priority.

To Err Is Human, To Forgive $540,000,000,000 Is Divine

If ever oh ever a Wiz there was, the Wizard of Washington is one because… Because the Wizard will forgive $10,000 of Cottage Loan Debt for each student. Presto! No problem. Canceled. Disappeared! Wondrous! How does he do it? Not with any law. Not with any Act of Congress. All by himself! Because of the Wonderful Things He Does®!

Some say that the new Cottage Loan forgiveness plan will cost $300 billion. ($10,000 multiplied by 30 million Cottage Students). Nope. Some folks forgot that the Cottage Loan Gift is $20,000 for each Pell Grant giftee. Government guesses that there are 27 million Cottage Loan borrowers who could get $20,000 each. Math is hard, but let us give it a try, shall we? 27,000,000 X $20,000 = $540,000,000,000.

That’s $540 Billion. Whoops! They overlooked $240 billion. Must be the new math, eh?

Here’s A Thought: The new Gerald R. Ford class of aircraft carrier costs about $10 billion each. Why don’t we just buy 54 brand-new aircraft carriers instead? Sure, parking might be a problem. Let’s just buy 30 of ‘em and use the extra money to buy airplanes and stuff. Or we could pay off other folks’ Cottage Loans. You choose.

Definitely-Not-Demented Delivers More On Demand

And by more, we mean moratorium. Cottage Student Loans have not been paid for years. Why not? “COVID.” And, “Shut Up!” they explained.

Anyway, the Wizard has promised that this one last extension until December 31, 2022, will be the last. Promise. No more. Ever. What’s the fuss anyhow? Only costs $52 Billion per year. That’s only 5 brand new, state-of-the- art Gerald R. Ford-class flattops. Only 5. So quit yer bitchin’! What’s $52 Billion among friends? Chump change.

Cottage Loan Trillion Dollar Giveaway – The Rest Of The Story

The Top Headline says that a Trillion Dollars of Cottage Loans will vanish. Perceptive readers will note that only $540 Billion has been accounted for. What about the rest… of the story?

The Big Deal is not the one-time COVID- era Mega-Billions Giveaway. The Big Deal is rewriting the permanent giveaway rules. Probably more than a trillion dollars. Nobody knows.

How It Used To Work:

1. Go to expensive Cottage. Borrow lots and lots of money.
2. Get job that pays less than $125,000 per year.
3. Pay 10% of income over $30,000 per year for Cottage Loans. Big, big Cottage Loan? Small, small payment? Who cares?
4. 20 years later. All is forgiven!

How It Will Work Now:

1. Go to expensive Cottage. Borrow lots and lots of money.
2. Get job that pays less than $125,000 per year.
3. Pay 5% of income over $30,000 per year for Cottage Loans. Big, big Cottage Loan? Small, small payment? Who cares?
4. 10 or 20 years later. All is forgiven!

Used to be a sweet deal. Now Cottage Loan borrowers only pay half as much. Half as long. Super sweet!

Who Benefits From Cottage Loan Giveaway?

  • 63% of Americans have no Cottage Degree.
  • 87% of Americans have no Advanced Cottage Degree.
  • 56% of Cottage Debt is owed by the 13% who went to Law School, Medical School, etc.
  • If you did not get a Cottage Education. Pay up, sucker!
  • If you worked hard to pay off your Cottage Debt. Sucker!
  • If you borrowed lots of money for your Cottage Education. Relax! The working stiffs are going to cover your bills. Enjoy!

Correction-Correction-Correction

Slight Typographical Error In Above Story

Sorry! Sorry! Sorry! Sad Blunder

It appears that there we made a slight typographical error in the preceding story. We were given to understand that somebody in the federal government, contrary to law and common sense, was intending to give away more than a trillion taxpayer dollars to folks who borrowed money under federal Cottage Loan programs. This is not accurate. It turns out that there are no federal Cottage Loan programs (except for FEMA). Anyway, this unprecedented, unjustified, political payoff scheme had to do with College Loans. And, loans for Universities and Graduate Schools of Law, Business, Medicine, Engineering, etcetera. Surely an understandable, harmless, inadvertent, and worthy-of-forgiveness blunder. Our apologies.

 


 

What Is That Sizzling Sound? Vaporized Like A Snowflake On A Hot Griddle.

Your Lifesavings Imploding At $12,000 Per Month

America is getting older. So are you.

There are fewer young people. More older people.

Older people need care. Older people need younger people to provide that care. But there are fewer younger people.

Demand for care is up. Supply of caregivers is down. Prices for care are skyrocketing.

Everyone knows someone who has gone broke. Not from the casino. Not from credit card debt. Not from too many toys. Someone who has gone broke from long-term care.

Basic at home care: $30+/hour. Nursing care at home: $60+hour.
Basic Assisted Living: $6000/month
Basic Nursing Home: $10,000-12,000-15,000+/ month

Everyone knows that care is expensive and getting worse.

Simple steps taken now will preserve your lifesavings, home, dignity and provide well for your surviving spouse.

But some foolish folks ignore their own lives. Whistling past the graveyard. Focus on death… who gets my stuff? No care for their surviving spouse.

Is it wrong to get some payback for the tax dollars that you have paid in?

Are you opposed to making the rest of your life the best it can be?

Is it fair to burden your spouse, family, or friends when help is right there for the asking?

Has your success in life come from burying your head in the sand?

Why hasn’t your estate planner, lawyer, financial advisor informed you? Why have you been misinformed?

Is now a bad time to explore LifePlanning™? Thousands and thousands of local families have already experienced the benefits. Do you deserve nursing home poverty? Do you wish to leave nothing for your family? Is it a ridiculous idea that you should get the care you have already paid for?

Is Now A Bad Time For A Real Solution?

No one has all the answers but is this the wrong time to start asking questions?

Is finding the best care is easy? Is getting lost in the overwhelming flood of claims and promises a good idea? Are you opposed to straight answers?

Ignore the message? Invite poverty? Or get the freely offered information. To make wise decisions. For you. For your loved ones.

The LifePlan™ Workshop has been the first step on the path to security and peace for thousands of others. Why not you?

The post $300 Billion (Really A Trillion) Cottage Loan Forgiveness appeared first on Carrier Law.

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