Hannah Green at Carrier Law, headed up a food drive to support Meals on Wheels of Western Michigan. “This food drive is a great way for us to give back to our community- the food will be used to stock the senior food pantry in Kent County,” said Hannah. “It is always a good time to donate, but right now more than ever it is important that we come together and help our community get through the winter months. The pandemic has put many people in unfortunate circumstances, and this is a small way that we can give back.” The goal was to collect 250 items from the team and that goal was surpassed.

For information on how you can get involved with MOWWM, go to mealsonwheelswesternmichigan.org/

The post Food Drive to Support Meals on Wheels appeared first on Carrier Law.

According to the Grand Rapids Chamber of Commerce, this fund helps businesses that have not been able to access, or have been declined for local, state, or federal relief funds, or need additional support to weather this crisis.

We are focused on businesses that may be dealing with additional barriers including but not limited to language, general business knowledge, and from underserved communities.

Consistent with the limitations of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, these businesses also must have been directly impacted and experienced losses due to business interruption due to COVID-19.

All distributions of funds are subject to the requirements of the CARES Act and Treasury Department guidance on the use of Coronavirus Relief Funds.

Who Is Eligible?

Programs differ in the details. But generally:

• Private, for-profit business located and registered in the grant district
• 25 or fewer full time equivalent (FTE) employees (that means you can have 50 half-timers)
• Some have expanded eligibility to businesses with up to 50 FTE employees
• Direct impact and loss from COVID (In other words, everybody)
• In business before 2/15/2020

Your mileage may vary.

How Much?

Smaller businesses with 25 or fewer FTE employees may receive $5000 to $25,000. Twenty-six to fifty FTE workers? You may get $10,000 to $40,000.
Business owners know that money evaporates. Everything costs more. Everything breaks. At the worst possible moment.

Murphy’s Law: “Anything that can go wrong will go wrong”.

Small business Owner’s Law: “Murphy was an optimist”.

Still, these are grants not loans. No repayment. Now you can fix the refrigerator. Restock the supply room. Meet payroll for one more week. It helps!

How To Apply?

Get your financial documents together. You must provide any two of the following:

• Tax return
• Income statement
• Sales report
• Cash flow statement
• Profit and loss statement
• Balance sheet

Sole proprietor? They will need your individual tax return as well.

Most Small Business Recovery Programs have an online application process. And it is simple. Gather your financial documents, file the online application, keep on working your butt off.

How Long To Get An Answer?

Check your email. They are trying to get the money out there quickly. Someday soon, you may get the notice that help is on the way.

But I Don’t Want Government Help!

Small business owners are independent do-it-yourself types. Government hand-out? Perish the thought! Understandable. But.

Government demands taxes. You pay taxes. You never thought you would see any of that money again, right? No return on that investment. This is a return on that investment. Unusual times.

Same approach applies to estate planning and elder law. You paid in, why shouldn’t you be paid back? If you need it. When you need it? Learn more. It is easy. Well, pretty easy.

Getting Started

COVID flaring up again? Today is the best time to plan. Begin by calling the LifePlan™ Hotline: 800-317-2812.

Get Information You Need: Your Life, You Choose!

COVID has not gone away. New challenges arise daily. The risks to what you have earned and built have not gone away. And we have not gone away either. It is your stuff… protect it. With complete control. LifePlanning™ means your choices matter, whatever life brings.

How can LifePlanning™ protect your middle-class life savings? How to get this information?

Are you like thousands of Michigan families who played by the rules and earned homes, cottages, farms, lifesavings? Would you like the rules to work for you, for a change? Why wait until it is too late?

GET ANSWERS NOW. CALL THE LIFEPLAN™ HOTLINE
(800) 317-2812

The post Kent County Small Business Recovery appeared first on Carrier Law.

“Best Kept Secret” Provides Free Care; Thousands Don’t Know They’re Entitled to Benefits. A Government Program That Saves Money and Works Better Than Anyone Expects… Is That Even Possible?

What can be done about long-term care? You want to stay in your home. You want to care for your spouse. Now, and for all the years to come. Surrounded by family and friends. Comfortable, familiar. But you cannot afford it. What if there was help? Help that did not touch your income. And you can preserve your life savings. What if your security and independence were guaranteed? Too good to be true? No, it’s PACE. The Program of All-inclusive Care for the Elderly. Most who qualify have no idea.

Too good to be true? No, It’s PACE!

Attorney David L. Carrier has supported PACE for over 20 years. “No matter what you’ve been told, take a good look at PACE. Let’s face it, care is expensive, and nobody wants to go to the nursing home anyway. PACE means you don’t have to!” “And PACE is simple: Are you 55 or older? Are you safe at home? Some medical or physical issues? PACE might be just the thing.” Carrier suggested. “It’s surprisingly easy to get what you’ve earned. Even if you’ve been told your finances are a problem, don’t hesitate. New approaches mean that thousands of more families can avoid nursing home poverty.”

PACE is a life saver. Spousal care overwhelms even the most devoted husbands, wives, and children. One study states that “caregivers between the ages of 66 and 96 have a 63% higher mortality rate than non-caregivers of the same age.”

Caregiver spouses sacrifice themselves to keep their loved one at home. And then the institution is inevitable. For single folks, sometimes, it’s their children who decide.

That’s why thousands of your friends and neighbors wind up in institutions. That’s why nursing homes, assisted living facilities, group homes are bursting at the seams. No husband wants his wife “institutionalized.” No wife wishes her husband in the care of strangers. And does anyone want to see years of hard-won savings evaporate overnight?

PACE provides doctors, specialists, pharmacy, physical and occupational therapy, durable medical equipment, supplies, home modifications. In Kent County, a brand-new PACE Day Center has just opened. Expanded options are now available to PACE members.

You do not have to go it alone. You already paid for long-term care through your taxes.

As David Carrier has said, “You don’t have to go it alone! You have already paid for long term care through your taxes. You do not have to pay AGAIN. Free durable medical equipment. Free home alterations. No co-pays. Free transportation. Free physical and occupational therapy. And the list goes on.”

Unlike most government promises, PACE has been even better than anyone expected when it began 50 years ago.

The post “Skilled Nursing Care” Without the Nursing Home? appeared first on Carrier Law.