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Traditional Trust Planning Is Profoundly Mistaken

Traditional estate planning supposedly avoids probate, saves taxes, and safely, efficiently delivers your remaining property and money to your heirs or beneficiaries after you have passed on. Traditional estate planning is not concerned with you while living, only after death. Nobody cares what happens to you while you are alive. How does that help you?

Traditional estate planning fails because the overwhelming majority of us will need long-term skilled care. 70% of us. For an average of 3 years. And we will go broke paying for it.

Are you surprised that thousands of recreation properties: cottages, cabins, hunting land, are lost to pay for long-term care? Why is your estate planner surprised? Isn’t that their job? Or is your estate planner in denial?

You can defeat Nursing Home Poverty. LifePlanning™ empowers you. Keep your stuff. Get the care you have already paid for. Good for you. Good for your family. Good example for society.

When my mother suffered from the dementia which led to her death, over 10 years ago, their estate plan preserved their lifesavings. Mom’s months in the nursing home did not mean Dad’s impoverishment. Dad spent the last years with security and peace of mind.

Is Now A Bad Time For A Real Solution?

Perhaps you think you already have an answer to this problem. Maybe you do not see this as a problem at all. It is possible that you do not believe in the passage of time or its effects on you.

Peace of mind and financial security are waiting for everyone who practices LifePlanning™. You know that peace only begins with financial security. Are legal documents the most important? Is avoiding probate the best you can do for yourself or your loved ones? Is family about inheritance? Or are these things only significant to support the foundation of your family?

Do you think finding the best care is easy? Do you want to get lost in the overwhelming flood of claims and promises? Or would you like straight answers?

Well, here you are. Now you know. No excuses. Get the information, insight, inspiration. It is your turn. Ignore the message? Invite poverty? Or get the freely offered information. To make wise decisions. For you. For your loved ones.

The LifePlan™ Workshop has been the first step on the path to security and peace for thousands of families. Why not your family?

NO POVERTY. NO CHARITY. NO WASTE.
It is not chance. It is choice. Your choice.

Get Information Now. (800) 317-2812

Even A Blind Squirrel Finds A Few Nuts…

Justice For Camp Lejeune Marines, Staff, Trainees

Congress Does Something Right For A Change!

It is the late 1950s. World War II has turned into the Cold War. America decided that there are worse things than maintaining military readiness in peacetime. A national commitment to Peace Through Strength. And in North Carolina, the U.S. Marine Corps operates Base Camp Lejeune. USMC Base Camp Lejeune has a long and storied history.

USMC Base Camp Lejeune also had a dry-cleaning and laundry facility. Over the course of decades, dry cleaning chemicals were simply flushed down the drain. Into the groundwater. Into the wells that provided drinking water for the Marines, their

families, the folks who worked at the Camp, the student marines and soldiers who rotated through the Camp for training.

Not surprisingly, folks began to get sick. From a laundry list of potential diseases, relating back to the Volatile Organic Compounds in the dry cleaning chemicals.

You may be surprised, however, to learn that the Congress has chosen to do something to fix it. Ten years ago, the Veterans Administration began offering medical care to surviving Camp Lejeune veterans for certain conditions. But Marines, soldiers, and sailors could not get compensation for their injuries or suffering. Now they can. The recent Camp Lejeune Justice Act provides significant monetary compensation.

Contaminated drinking water flowed from Camp Lejeune from 1953 through 1987. Primary victims are mostly older now. Time has run out for many, but not for you.

You seen the TV ads. Heard them on the radio. Read the newspaper and magazine ads. Maybe you wondered whether it was real. Maybe you wanted the full story.

So many injured veterans called, that we had to investigate and respond. Would you like to know more?

Call me. (800) 317-2812

The post Why Do They Bank On Death? appeared first on Carrier Law.

Get Home Care Now – Temporary Pandemic Relief Keep Your FARM, COTTAGE, BUSINESS, LIFE SAVINGS

Can we all agree that nobody wants long-term care? Isn’t it too expensive? Who wants to go to a nursing home? Would it break your heart to institutionalize your loved one? Or exhaust life savings? How about losing your cottage, business, farm, hunting land?

And the viral pandemic has made everything worse. For the last 20, 30, 40, 50 years, you’ve shared your life with the most wonderful person on earth. Now imagine no contact. Isolation. A garbled phone call – a brief glimpse through the window.

Too bleak? Scare talk? If you know anyone actually going through it, you know the reality is much much worse.

When government changes the rules and doesn’t tell anyone, is that a secret?

But what if you or your loved one could stay at home? Getting care at home? All medical bills paid. All medical supplies, pharmacy, doctor visits (including transportation), home modifications, all expenses paid? Too good to be true? Not for thousands of your friends and neighbors. When government changes the rules and doesn’t tell anyone, is that a secret?

Last week, Michigan decided to let you keep your cottage, farm, business, life savings. And still qualify for PACE at home benefits. But only for applications during the pandemic emergency period. And they didn’t tell anybody. I had to ask. Which is why I’m here. For you.

Last week’s rule changes are temporary. When the pandemic emergency is over, these extremely favorable rules will be gone.

Sure, it sounds like baloney. I understand. Fact is, right now, Carrier Law families throughout Michigan are experiencing the truth. Comprehensive at home care. No nursing home. Not going broke. Pandemic or not.

But what if my loved one requires assisted living or skilled nursing? That’s included too. No new application. No new requirements.

Do you or your loved one qualify? Can you answer yes to these 3 questions?

• 1. Need help with daily life? Dementia issues? Certain medical conditions? (We’ll guide you through all 7 sets of criteria.)
• 2. Are you safe at home?
• 3. Is your gross social security retirement less than $2349? (Special rules for singles and marrieds with pension income.)

If you’ve answered yes, it’s time to do your homework and get the benefits you have already paid for. It costs nothing to find out.

For 30 years, in my law practice and on my radio show (Sunday mornings from 7-9 on WOOD 1300; call me 888-463-2843!), on television, in print, in person, through thousands of workshops and tens of thousands of one-on-one meetings, I have advocated and obtained benefits for individuals and families like yours. Last week’s rule changes are temporary. When the pandemic emergency is over, these extremely favorable rules will be gone.

No B.S. Promise:

For almost 40 years, I’ve been practicing law; in Massachusetts and Michigan. I served as an Army Captain in the JAG Corps (and now in the American Legion). I have my Airborne Wings and a few medals. Notre Dame (BA); Boston University Law (JD); Georgetown University Law (LI.M., Tax). For 30 years, I have been making and keeping big promises to middle class families in West Michigan. And those folks refer over 40% of new Carrier Law families. That’s no B.S. And that’s a promise.

Doing work and getting results that other attorneys and law firms can’t or won’t.

It Never Costs to Call. What Could it Hurt?

Will this rule change help your family? A paralegal Discovery meeting and an Analysis meeting with me cost nothing. And may save everything. In person. By telephone. By internet. Your choice.

The post Good News for Middle Class Michigan appeared first on Carrier Law.

Are you concerned about your memory?

Carrier Law is partnering with the Alzheimer’s Alliance at Michigan State University to offer FREE memory screenings.

A memory screening is conducted by a trained memory screening administrator and can help determine if further evaluation is needed. A screening cannot diagnose a disease and is not recommended for persons already under a physician’s care for dementia or Alzheimer’s disease.

The screening is free, confidential, and takes approximately 45 minutes. We will be offering memory screenings by appointment from 11:00am-2:00pm on the dates listed.

SCREENING DATES
Tuesday: March 10
Tuesday: April 14
Tuesday: May 12
Tuesday: June 9
Tuesday: July 14
Tuesday: August 11
Tuesday: September 8
Tuesday: October 13
Tuesday: November 10
Tuesday: December 8

LOCATION
4965 E Beltline Ave NE
Grand Rapids, MI 49525

REGISTRATION REQUIRED
To make an appointment, contact Christin Carpenter at (616) 234-2844 or carpe374@msu.edu.

The post Free Memory Screenings appeared first on Carrier Law.

The fight to end Alzheimer’s is a cause particularly dear to Carrier Law. We’ve seen firsthand the devastating effects of this disease, and we’re dedicated to doing our part to get closer to a cure.

Every September, we participate in the Walk to End Alzheimer’s as the “Carrier’s Calvary” team. Each year, we raise the fundraising bar to a new goal, and so far, we’ve hit or surpassed our goal every year!

4th Annual Classic Car Cruise-In

On a August 9, we held our annual outdoor event to admire cool cars, dine on local eats, and raise money for our Walk to End Alzheimer’s team.

• Over 350 people in attendance
• Over 50 cars on display
• 7-piece jazz band
• Over $2,000 raised for Carrier’s Calvary

Thank you to Andi B Photography for capturing the event!

Evening at Buffalo Wild Wings

On August 21, Buffalo Wild Wings donated 20% of their profits from the entire day to Carrier Law’s team for the Walk to End Alzheimer’s.

Carrier Takeover of Culver’s

On September 9, the Carrier Law team became honorary employees at the Culver’s on Alpine. In return, Culver’s donated 10% of their profits from 5-8pm!

Walk to End Alzheimer’s

On September 14 in Grand Rapids and September 21 in Holland, the Carrier Law team and their family members joined hundreds of people from West Michigan to “walk the walk” in the fight to end Alzheimer’s.

• 1,867 walkers
• 199 teams
• $296k raised, with Carrier’s Calvary contributing almost $12,000

Special thanks to:

• Our clients, partners, and vendors who sponsored our events and participated in our silent auctions
• Our Carrier Law team members who contributed their time and talents to the success of our various events
• Kris Cleary, our Director of Professional Relations, who leads the charge in Carrier Law’s involvement in ALZ awareness and prevention, and is an active member of the committee for the Walk to End Alzheimer’s

We look forward to reaching a new goal in 2020!

The post We will fight until there’s a cure! appeared first on Carrier Law.

“I left my ‘real career’ to care for both my parents with dementia over the last few years.

Throughout that time, there were many moments of being at a loss, feeling the isolation/stress of being a sole caretaker, asking myself how can I keep doing this, and telling myself I was ‘the engine that could’…to keep going.

I reflect back now, and I do not have any regrets taking care of my father/mother up until 2 months before my father’s passing. After all, he had always taken care of me up into and past his death. It certainly was a rough stressful road, but he always said ‘he was lucky’ pertaining to me caring for him. I only gave back one half of what he gave me in my life.

During those last months, I didn’t know where to turn. I received bad advisement from a local attorney’s office that seemingly specialized in elder’s needs, only to come to the realization that they were not ‘specialists’ at all. I spent unnecessary income hitting brick walls, and felt alone in this long, difficult estate planning process with all the facets it entails.

Thankfully, all of you showed up at a time where I felt like ‘the engine that could’ was ready to derail.

Although you didn’t know my father, he was a very good man – everyone who knew him loved him. He had ‘good character’ and lived his life that way. In working with all of you, I saw those characteristics in each of you.

The let’s get it done work ethic, the unruffled and patient calmness in stressful situations, the genuine heartfelt caring, the gentle voices of support/reason, and strong advocation for those in need, big hearts, good people, a helpful hand, a general tenacity for what is right, a warm smile, and a good laugh when you need it most in a trying situation.

I wanted to express how thankful I am for each one of you. I thank you for all your hard work, guidance, and support you have provided.

Special thanks to Chris, Kris, Georgia, and Mindy. I truly do not know what I would have done without all of you.

You all are the best and have been so kind to me, I cannot thank you enough.”

– Liz Licari and parents

The post How Carrier Law Saved Me from Derailing appeared first on Carrier Law.